It is our goal to minimize our patients’ stress relating
to the financial responsibilities of fertility treatments.
Our capable and caring financial and front office staff will
be able to help you discern if you are responsible for any
charges not covered by your insurance carrier. Please don’t
hesitate to contact us if we can be of assistance!
DOES MY INSURANCE COVER FERTILITY TREATMENTS?
While health insurance plans vary widely in their coverage
of fertility-related services, most plans unfortunately cover
a relatively small portion of patients’ treatment costs.
Some plans even consider ‘diagnostic’ infertility
services in a different reimbursement tier than ’treatment’
services of infertility.
WHAT CAN I DO TO FIND OUT ABOUT MY BENEFITS?
It is in each patient’s best interest to verify their
coverage plan with their insurance provider prior to their
first appointment at the Tree of Life Center. Please maintain
a record of the person with whom you spoke, the date and details
of your conversation. The staff at TLC will also verify your
benefits at your first visit to provide you with a cross-check.
WHEN DO MAKE MY PAYMENTS?
All payments are due on the day professional services are
rendered at the office. Payment for surgery is collected prior
to the surgery date. Payments for ART procedures are made
at the onset of each cycle. Refunds for cancelled services
can be returned directly to the patient or kept at the Center
for future treatment, as instructed by the patient.
CAN YOU EXPLAIN SOME INSURANCE STATEMENT
The amount paid by your insurance to you or directly to us
for professional services received is dependent on your insurance
carrier and the specific insurance plan you purchased. These
benefits are specific to you and your insurance plan and bear
no relationship to the actual value of the services provided
at TLC, by TLC staff or by the Doctor. Notations such as exceeds
usual and customary fees or more than the allowable charge
are standard statements by your insurance carrier indicating
they will not cover the entire bill. These notations are independent
of the actual value of the services provided.
WILL I BE RESPONSIBLE FOR CHARGES NOT
COVERED BY MY INSURANCE?
Yes. Our capable and caring financial and front office staff
will be able to help you discern if you are responsible for
any charges not covered by your carrier. Please don’t
hesitate to contact us.